CCM FastTrack · CrossCountry Mortgage

Get Underwritten Before You're Under Contract

CCM FastTrack sends your full file through underwriting before you find the house — so your offer stands out and you can close in as few as 10 days. Serving buyers across Orlando & Central Florida.

🏆Close in as few as 10 daysFull underwriting done before you're under contract
📄Underwritten before contractA conditional approval that shows sellers you're serious
🤝Offers without a financing contingencyThe appraisal is typically the only remaining contingency
5.0 client satisfactionJimmy Nadeau — rated on Experience.com

Better than a pre-approval. CCM FastTrack puts your file through full underwriting before you even go under contract — so you know exactly where you stand, and sellers know you can close.

What Is CCM FastTrack?

CCM FastTrack (the FastTrack Credit Loan Approval Program) sends your complete loan file through underwriting up front — income, assets, and credit — before you're under contract. Instead of a pre-approval letter based on a quick review, you walk into negotiations with a conditional approval from an underwriter.

That means your offer can be made without a financing contingency (except appraisal), and closings can happen in as few as 10 days — a real edge in a competitive Orlando market.

How FastTrack Works

Three steps separate a FastTrack buyer from everyone else at the offer table:

1. Send your file

Share your income, asset, and credit documents with Jimmy. We package everything an underwriter needs before you start shopping.

2. Get conditionally approved

An underwriter reviews your full file and issues a conditional approval — the same review most buyers only get after going under contract.

3. Make stronger offers

Go under contract with confidence, remove the financing contingency (except appraisal), and close in as few as 10 days.

Why FastTrack Is a Win

For buyers

Shop with certainty, make offers without a financing contingency, and close faster than the competition.

For buyer's agents

Give your clients a stronger offer and a smoother closing — no financing surprises after the contract is signed.

For sellers

A conditional approval means fewer fall-throughs, so your listing is more likely to close on time.

FastTrack vs. a Standard Pre-Approval

Standard pre-approval — based on a credit pull and a loan officer's review; income and assets are verified later
CCM FastTrack — your full file goes through underwriting up front for a conditional approval
Faster close — as few as 10 days once you're under contract
Stronger offer — make offers without a financing contingency (except appraisal)
Fewer surprises — underwriting knows your file before you find the house

Heads up: FastTrack is a conditional approval — the property must still clear appraisal and any remaining loan conditions must be satisfied before closing. Jimmy will walk you through exactly what's needed.

Why Work With Jimmy

Jimmy Nadeau is a Senior Loan Officer with CrossCountry Mortgage — America's #1 Retail Mortgage Lender. He'll get your FastTrack file moving the same day, keep you updated at every step, and make sure your offer reads as seriously as your finances are.

CCM FastTrack — Frequently Asked Questions

Straight answers to the questions buyers and agents ask most about the FastTrack Credit Loan Approval Program.

What is CCM FastTrack?
CCM FastTrack is CrossCountry Mortgage's credit-approval program that sends your full loan file through underwriting before you go under contract — giving you a conditional approval instead of a basic pre-approval letter.
How is FastTrack different from a standard pre-approval?
A standard pre-approval is usually based on a credit pull and a loan officer's review. FastTrack goes further: an underwriter verifies your income, assets, and credit up front, so you make offers with a conditional approval.
How fast can I close with FastTrack?
Once you're under contract, FastTrack loans can close in as few as 10 days because most of the underwriting is already done.
Do I still need an appraisal contingency?
Yes. The property itself still needs to clear appraisal, but FastTrack lets you remove the financing contingency on your offer, which makes it much stronger.
Who is FastTrack right for?
Any serious buyer who wants a stronger offer — especially in competitive Orlando and Central Florida markets. It's also a great fit for buyers with a tight timeline or a more complex financial picture they want resolved before shopping.
How do I start FastTrack with Jimmy?
Call or email Jimmy and he'll send a short checklist of documents. The earlier you start, the sooner you can shop with a conditional approval in hand.

Ready to Make a Stronger Offer?

Start FastTrack today and shop with a conditional approval in hand. Jimmy will get your file moving right away — no jargon, no pressure.

Jimmy.Nadeau@ccm.com
147 E Lyman Avenue, Suite D & C-1, Winter Park, FL 32789

Your Local Loan Officer

Jimmy Nadeau Senior Loan Officer

CrossCountry Mortgage · Branch #3982 · Winter Park, FL

147 E Lyman Avenue, Suite D & C-1, Winter Park, FL 32789

NMLS #2102442

CrossCountry Mortgage, LLC · NMLS #1444822 · Equal Housing Lender

This page is for informational purposes and is not a commitment to lend. A FastTrack conditional approval is not a final loan approval — the property must clear appraisal and all loan conditions must be satisfied before closing. Closing in as few as 10 days may not be available for every borrower or loan type. Program availability, guidelines, rates, and terms vary and are subject to change. Your rate may vary. Terms apply.