Living outside the U.S. but want to buy a vacation home or investment property? A foreign national loan works without U.S. residency, credit history, or a Social Security number.
U.S. real estate isn't just for U.S. residents. A foreign national loan lets you buy or refinance a vacation home or investment property from anywhere in the world — no U.S. credit history or Social Security number needed.
A foreign national loan is a non-QM mortgage for non-U.S. citizens and non-residents purchasing or refinancing U.S. property. Because these borrowers often lack U.S. credit reports, the loan relies on alternative documentation — passports, visas, foreign income and asset statements, and international credit references.
Jimmy's tip: Have your passport, income, and asset documents translated and organized before you start — it smooths the process considerably for cross-border files.
Straight answers to the questions borrowers ask most. Your loan officer is always your best resource for your specific situation.
Jimmy will review your situation and point you to the right non-QM loan — no jargon, no pressure.
Jimmy Nadeau Senior Loan Officer
CrossCountry Mortgage · Branch #3982 · Winter Park, FL
147 E Lyman Avenue, Suite D & C-1, Winter Park, FL 32789
NMLS #2102442
CrossCountry Mortgage, LLC · NMLS #1444822 · Equal Housing Lender
This page is for informational purposes and is not a commitment to lend. Program availability, guidelines, rates, and terms vary and are subject to change. Your rate may vary. Terms apply.